Mortgage for Self-Employed Individuals

ABOUT Mortgage for Self-Employed Individuals

Finding a mortgage as a self-employed individual can be daunting, but it is undoubtedly not impossible.
All lenders have different lending criteria, but majority will generally require minimum of two years of your account or tax calculations and overview. A consistent or increasing profit over a number of years, will help your application, as lenders look at average profits over a period of time to assess your risk profile.

If your income varies dramatically from year to year, you might need to provide further evidence of future income.

Find out with us how to improve your chances of having your application accepted.